+34613706264

Jakub Kowalczyk

  • RAICV License 2643
  • APIAL A256

Alicante real estate agent

Costa Blanca

I operate on the coast Costa Blanca, helping you find and buy the perfect property. With a proven network of associates, I can also offer professional support on the coast of the Costa del Sol (Malaga, Marbella, Estepona, Mijas, Fuengirola…) , providing a comprehensive service at every stage of the transaction.

Experience and cooperation with the best local developers and agencies, as well as reputable law firms, ensures a safe and transparent buying process. I value professionalism, discretion, privacy and transparency at every stage of cooperation.

Whether you are looking for your dream apartment or house in Alicante, Torrevieja, Cumbre del Sol or Calpe, I can help you find the right property. Contact me and see what a partnership based on quality and trust can look like.

The entire purchase process is conducted with the cooperation and guidance of the renowned law firm Fuster & Associates.

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Frequently asked questions

Buying a property in Spain involves additional costs, which vary depending on whether you buy an apartment from the primary (new) or secondary (used) market.

Primary market

  1. VAT (IVA) – 10%

    • Applies to apartments, houses and condos.

    • For commercial properties or plots of land, VAT is 21%.

  2. AJD tax – 1.5% (in Valencia)

    • This is a tax on newly drafted deeds.

  3. Notary and registration – about €1,000 – €2,500

    • Fees depend on the value of the property.

  4. Law firm – approx. 1%

    • It is worth using a lawyer to check the documentation and ensure a safe purchase.

  5. Certified translation – about €200 – €500 (optional).

    • If you don’t speak Spanish.

Total: about 13% of the value of the property

Secondary market

  1. Property transfer tax (ITP) – 10%.

    • Instead of VAT, when you buy a property from the secondary market, you pay ITP (Impuesto de Transmisiones Patrimoniales) tax.

  2. Notary and registration – about €1,000 – €2,500

    • Costs are similar to the primary market.

  3. Law firm – from. €1,500 – depending on the value of the property

    • Recommended to check the property for debts and legal problems.

  4. Certificate of no indebtedness – about €50 – €200.

    • Needed to ensure that the seller is not in arrears with community fees.

Total: about 13% of the value of the property

Additional costs (for both markets)

  • Mortgage (if needed) – Costs associated with the mortgage, such as the bank’s commission, notary fees.

  • Post-purchase fees – Property tax (IBI), utility bills, insurance.

When buying a property on the Costa Blanca, it is worth bearing in mind that the cost of purchase is about 13% of its value. If you have questions about a specific property, I’m happy to help!

Selling a property in Spain requires the preparation of several key documents. Here is a list of the most important ones:

1. Escritura Pública (Property deed).

An official deed confirming ownership of the property. This can be an Escritura de Compraventa (deed of purchase) or other ownership document, such as one certifying inheritance.

2 Simple Note

A document obtained from the Real Estate Registry (Registro de la Propiedad), confirming the legal status of the property, its owner and any encumbrances (mortgages, debts, etc.).

3. certificado de Eficiencia Energética (Energy Efficiency Certificate)

Mandatory document specifying the energy consumption of the property, required for sale.

4 Identity documents

Spanish identity card (DNI) or NIE (Número de Identificación de Extranjero) number for foreigners, necessary for the transaction, passport

5. recent utility bills and taxes

  • IBI (Impuesto sobre Bienes Inmuebles) – property tax (confirmation of payment).

  • Recent bills for water, electricity and gas – needed to transfer contracts to the new owner.

  • Community fees (if the property is part of a community of owners).

6. certificado de Deuda Cero (Certificate of No Debt)

If the property belongs to a housing community, proof of no arrears in community fees is required.

7. mortgage (if applicable)

If the property is mortgaged, you will need a certificate from the bank stating that the mortgage has been paid off or agreeing to its transfer.

8. preliminary contract (Optional – Arras Penitenciales)

Preliminary sales contract (Contrato de Arras), in which the buyer pays a deposit and both parties agree to finalize the transaction.

9. power of attorney (if the seller cannot be present in person)

If the seller is unable to attend the notarial deed in person, a power of attorney (Poder Notarial) may be granted to a lawyer or other person.

Some municipalities may require a certificate of registration or a license of first or second settlement(Certificado de Empadronamiento / Licencia de Primera o Segunda Ocupación). In the case of older housing, a Cédula de Habitabilidad (Certificate of Habitability ) is also required, a document certifying that the property meets the minimum conditions for habitation (space, ventilation, access to water, energy, etc.).

Yes, buying an apartment in Spain is completely safe, especially when you have the support of professionals. We are a legally operating company, registered with RAICV and APIAL, which confirms our credibility and compliance with Spanish real estate regulations.

I work with a reputable law firm specializing in handling transactions of purchase and sale of apartments, houses and land, which guarantees full transparency and security at every stage of the process.

I provide comprehensive service in Polish and, if necessary, also in German, French, English or other languages, so that you can feel comfortable and fully understand every aspect of the transaction.

I value the privacy and discretion of my clients, so instead of acting as an intermediary in the process, I directly put buyers in touch with trusted banks offering service in Polish. This gives you full control over the process, without intermediaries, and you can discuss the terms of the loan directly with your bank advisor.

I do not charge a commission to the buying party.

Buying a property in Spain requires the preparation of several key documents. Here’s a list of essential documents you must have as a buyer:

1. NIE (Número de Identificación de Extranjero).

Identification number for foreigners, required to purchase property, open a bank account and sign a notary contract. It can be obtained from the immigration office or the Spanish embassy/consulate.

2. passport or identity card

Identity document required to confirm personal information when signing the contract at the notary.

3. bank account in Spain

A Spanish account is necessary to pay the fees associated with the purchase (taxes, utilities, housing association, etc.).

It also happens that you may be asked, especially when buying in the primary market for:

  • Financial documents, confirming the legality of the money for the purchase of real estate
  • If applicable, confirmation of property separation

I usually get a call back in less than 24 hours.

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